Financial planning is more than just numbers on a piece of paper. It’s about your life – and what you want out of it. One can easily feel that you are not getting ahead, because half of what you earn is going to the Tax man, and then inflation is also eating up the buying power of what you have left. I help individuals and businesses to use legislation to be more tax efficient, and to beat inflation with all of their hard-earned cash. Plan for big expenses, like the education of a child, and avoid borrowing money from the bank and paying them the interest that you could have earned. The answer to financial stability is closer than you think, you just need someone to show you the way.